Frequently Asked Questions
Get Quick Answers to the Most Common iLife Questions
Yes! iLife is designed for life insurance agents only. This focus allows us to tailor features specifically made for the industry.
We work with the following carriers and are adding more rapidly:
Final expense:
Permanent Life Insurance:
No, iLife is neither a GA nor IMO.
No, iLife is neither a contractor nor a distributor.
No, you will always receive 100% of your commissions.
However, we do charge a small licensing fee.
No, iLife does not sell Life Insurance. It is an all-in-one life insurance agent tool that agents can use to help facilitate their sales quickly and efficiently.
Online Approvals Feature
Traditionally, agents have to call clients on the phone and then use agent-facing tools to help find them a suitable policy. After discussing the policy with them, the agent would then go to the carrier’s website and complete the application in the client’s name.
Once the form is submitted, an underwriter will evaluate it and decide whether to approve it or not.
On the other hand, with Online Approvals, clients can browse policies on iLife’s platform and then receive an e-app invitation from Banner Life within minutes of completing their form. From there, they connect directly with the carrier.
Alternatively, if a client is using SBLI, they will be able to complete the entire process fully within the iLife platform.
This model maximizes convenience as clients can complete an entire life insurance application without an agent ever lifting a finger. This creates a channel for agents to generate passive income.
It’s a real game changer, never before has it been possible for an agent to take the entire business online, self-service, within 1 minute, at a minimum budget with no codes, and immediately start offering seamless online policy decisions to their customers.
The biggest impact comes from the fact that great consumer experiences can now be had at insurance businesses of any size, any budget, with an extremely short time needed to realize value, all of which are radically different and opposite to the insurance industry’s prior concepts of Enterprise software.
All of the features in iLife’s platform interconnect to help agents fuel their sales results.
For example, agents can use the Content Library’s copy to attract clients to their website where they can begin the policy browsing process. From there, they can connect with the agent through either live-chat or email at any stage of the application process.
And, since in some cases clients can journey through the entire sales process by themselves, this allows for countless people to convert simultaneously.
At this time, Online Approvals is only available for select carriers on iLife’s platform. These will be denoted with a lightning bolt icon within the browsing experience.
Content Library Feature
By investing in resources that boost your company’s message, you’ll exponentially increase the chances of attracting new clients and closing their business, all while saving vast amounts of time.
Utilizing the content library is very easy. You can search marketing copy by their respective categories — emails, SMS, phone scripts, and social media posts—and then scroll through the options to find examples based on their specific situations.
For example, you might need an email asking a current client if they want to update their policy or a social media post offering a free consultation. Wherever you find yourself in the sales funnel, we can offer you content to move the lead forward.
Agents can subscribe to the Content Library for $59 a month. In order to subscribe, you must first sign up to the iLife platform.
All of the features in iLife’s platform interconnect to help agents fuel their sales results.
For example, agents can use the Content Library’s copy to attract clients to their website, where they can begin the policy browsing process. From there, they can connect with the agent through either live chat or email at any stage of the application process.
And, since in some cases, clients can journey through the entire sales process by themselves, this allows for countless people to convert simultaneously.

Have More Questions? We are here to help you.
While we hope that our FAQ page has answered many of your questions, we’re always available to chat! Have additional questions you don’t see here? Interested in trying out our products?
Contact our team and let us know how we can further help you sell life insurance successfully!